Homelessness and debt management.

It becomes increasingly difficult to cope with debts during a time of recession. Many of us have debts, loans or mortgages, but many homeless clients also have debts.
Shelter have shown that there is a link between the repossession of homes and unemployment. So inevitably many of these people may become homeless. Click here

As unemployment rises and people struggle to pay their mortgages or rents. Are they seeking support to deal with these debts before they spiral?

From my experience it seems that many people hide away from their debts until it all becomes too much. At what point do they begin to engage with services? Can we make it easier to access support and deal with the reasons why the debt occurs and not just the debt itself?